Thursday's Personal Finance Stories - MarketWatch

Don?t miss these top stories:

The wholesale price of coffee has fallen nearly a third over the past year, but that doesn?t mean the price of your daily caffeine jolt at Starbucks will be coming down any time soon. That?s because while coffee companies and shops have no problem raising their prices, they rarely drop them, according to a story by Quentin Fottrell. Read more in today?s Personal Finance Daily.

Also, read why college savers should be concerned about the fiscal cliff and check out a column by MarketWatch?s Mark Hulbert on whether Wednesday?s major market decline will be reversed.

? Amy Hoak, assistant editor

Coffee prices fall, but not at Starbucks

Why consumers see no savings from plummeting Arabica bean prices.Coffee prices fall, but not at Starbucks.

How to recover your storm-lost stock certificates

How investors can minimize the hassles of replacing storm-damaged stock certificates.How to recover your storm-lost stock certificates.

A possible tax hit for Sandy?s victims

Those affected by last week?s superstorm may have a tax deduction ? or an unexpected gain. A possible tax hit for Sandy?s victims.

Why college savers should fear the fiscal cliff

Scheduled spending cuts and tax hikes for 2013 could raise costs for students ? unless Congress acts first. Why college savers should fear the fiscal cliff.

ECONOMY AND POLITICSECB?s Draghi keeps pressure on politicians

European Central Bank chief Mario Draghi says the euro-zone economic outlook remains downbeat, but he emphasizes that it is up to the region?s governments to decide when to seek help from the bank?s bond-buying program. ECB?s Draghi keeps pressure on politicians.

U.S. trade deficit drops 5.1% in September

September?s trade gap narrows to the lowest level in nearly two years as U.S. data show exports on the rebound and imports rising at a slower rate.U.S. trade deficit drops 5.1% in September.

U.S. jobless claims drop 8,000 to 355,000

The number of new applicants filing for unemployment benefits falls modestly last week, but the data are distorted by Hurricane Sandy. U.S. jobless claims drop 8,000 to 355,000.

China?s leadership transition raises questions

With the U.S. election now over, global political focus turns to the leadership change China, although how things will play out in Beijing in coming days is far from certain.China?s leadership transition raises questions.

A new Democratic majority is emerging

The 2012 election has the potential to break the stalemate between the parties and create a new Democratic majority for the foreseeable future, writes Professor Alan Draper. A new Democratic majority is emerging.

INVESTINGChina economists see yuan rising further

Source: http://articles.marketwatch.com/2012-11-08/finance/34985324_1_coffee-prices-fall-fiscal-cliff-college-savers

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